GOOD TO KNOW ABOUT CREDIT AND BANKING

   The bank and credit card you can pay for goods purchases and take out cash at shops, ATM's and banks in everywhere in the world.

   Bank or Credit Card are both extremely user friendly means of payment, with more options for payment of goods and services in all Country. The cards can be used for goods purchases in retail, payment by phone and mail order purchases, the internet, etc., or also to withdrawal at bank branches, ATM's and payment terminals.

   Difference between a credit card and a credit card is that the credit card will be charged usage or wage, while for goods purchases and withdrawals on your credit card will receive an invoice, usually monthly. To pay with a debit or Banking you need to beforehand have signed an agreement with the card provider - that is a bank or financial enterprise. To obtain Banking, you must also be over 18, have own revenue and not usually have the payment records.

ALL BANKS AND MAJORITY OF FINANCE COMPANIES OFFER DEBIT AND CREDIT CARDS

     Banks and financial institutions, in partnership with Payment Corporation’s credit and credit cards to individuals. At the opening of use or wage often follows an agreement on credit cards. Upon issuance of credit cards you need to recognize yourself with the passport.

 Banks and credit cards may also be offered as part of a reward program, where instead of the annual fee for each card pay for loyalty programme.

APPLICATION FOR A CREDIT CAN BE CONVEYED THROUGH BORROWING AGENT

    Financial Agents, with the deal with banks and finance institutions, can pass your application for credit to one or several banks and finance companies. Dissemination will never cost you anything, however  if you want to make sure that you have got the best terms you should always check the retail prices in the market. It allows you easily through bank barometrene in Finansportalen or also via the tenderer price information on-line.

WHO WILL BE OFFERED CREDIT CARDS

   If you have the steady income track of the economy, without payment defaults and also have little other debts - is a sought after customer by credit Suppliers. With little or no other debts will often also be able to offering a higher credit limit than you would if you had mortgages, student loans, etc.. This is often true for those who are young and in establishment phase. But think carefully before you fall for the temptation to use your money to spend on credit for future dreams as mortgages, travel, and studies can become a thing of the past if you receive more unsecured debt and interest rates rise.

THINK TWICE BEFORE ENTERING INTO AN AGREEMENT FOR CREDIT CARDS UNSECURED LOANS AND CREDIT

  However if you acquire too much credit card debt, and maybe consumer, your possibilities to establish yourself with own residence, go on dream study, etc., had to be postponed for along time. When applying for any other loan,the bank or Finance Corporation could reject your application because the aggregate, will have too big debt. Or also on the basis that the high credit rate will be of economic vulnerability and risk by interest rate increases.

   When applying for mortgage will be the credit limit of your total debt, although there is no credit drawn on the credit card. Unsecured debt such as credit card debt, bank credit and consumer loans are weighted more heavily than salgspantlan and student loans from the State Educational Loan Fund.

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